Your Winter 2023 Credit Union Newsletter

Certificate Specials

Whether you’re adding to your retirement income, or saving for your child’s education, a Certificate from Argent is a risk-free way to grow your money.

4.oo% APY¹ 19-Month Certificate

4.00% APY¹ 15-Month IRA Certificate

With a $500 minimum opening deposit, you’ll be on your way to safely increasing your return on investment. 

Financial Wellness

Argent Credit Union has a great partnership with GreenPath Financial Wellness, a not-for-profit organization dedicated to helping empower people to lead financially healthy lives. Their certified counselors offer planning services to help you make sound financial decisions. They have outstanding resources for student loans, home loans, and even renters. GreenPath is a terrific resource for building a foundation of solid financial practices.

Medical Professionals Mortgage

We know that medical professionals often manage student loan debt that may be higher than other professions.  You shouldn’t be penalized for the debt that can come hand-in-hand with education.  Argent has designed a mortgage program where student loan debt is excluded from your debt-to-income ratio, so you can realize the dream of owning a home sooner than you might think.

Get Your Money Early!

If you find yourself waiting until payday to make a purchase, we have some news for you! When you use  Direct Deposit for your paycheck or any ACH transaction, you can access your money up to two days early². It’s another convenient, FREE benefit for Argent members.

Scholarships

At Argent, we understand the importance of higher education and the financial challenges that come with it. That's why we are proud to offer scholarship opportunities to our members and their families that not only recognize academic achievement but also the impact they make in their communities. The deadline to apply is March 1, 2023. 

Things To Know

ANNUAL MEETING:

Your Annual Meeting is scheduled for Monday, May 1, 2023.  More information will be posted on our website soon.

HOLIDAY CLOSINGS:

All Argent offices will be closed on Monday, February 20, in honor of Presidents' Day.

Retirement Services

Sustainable Investing

What is ESG? Formerly referred to as socially responsible investing, the modern term for ESG is Environmental, Social, and Governance investing – meaning aligning your portfolio with your values.  Some examples include...

Non-deposit investment products and services are offered through CUSO Financial Services, LP (“CFS”), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Convenient Anytime Access

Access your account how and when it’s convenient for you! Our Online and Mobile Banking platforms ensure you can bank whether you’re at home or on the go. Enjoy 24/7 access to commonly used banking functions. It's convenient, free and secure! Not enrolled? Click here to get started. For Mobile Banking, download the Argent App in the App Store® or Google Play™.

¹APY = Annual percentage yield. Rate effective as of 1/6/2023 and subject to change without notice. The 19-month Certificate will automatically renew to the 12-month term at the current dividend rate in effect at the time of renewal. $500 minimum opening deposit. Argent reserves the right to end or modify this offer at any time. A penalty will be imposed for early withdrawal. Additional restrictions may apply.

²Access to funds for Get Paid Early can be up to two days prior to date of scheduled payment and is dependent on the submission of direct deposit by payer.