Looking for a checking account that keeps things simple? Argent Checking has no monthly fees, no minimum balance requirements, and lets you get paid up to 2 days early with direct deposit.1 Plus, open a new checking account and earn a $100 bonus2 when you qualify. Easy to open online and built to fit how you bank today.
Our VISA Cash Rewards credit card earns 2% cash back3 on every purchase, with no limit on what you can earn. There's no annual fee, no balance transfer fee, and no cash advance fee, plus built-in fraud protection to keep your account secure.
You've built equity in your home. Now put it to work. An Argent HELOC gives you flexible, revolving access to your equity, with a low introductory rate of 3.49% APR4 for the first 12 months, and a competitive variable rate as low as 6.50% APR thereafter. Borrow what you need, when you need it, and make payments only on what you use. Apply today and see how much your home can do for you.
Get help with budgeting, debt management, and credit counseling. GreenPath's certified counselors offer judgment-free support to all Argent members, with no cost and no obligation.
Argent Credit Union is once again partnering with FOX Richmond and the Salvation Army as an official volunteer sponsor of FOX Holiday Socks. For over two decades, this program has helped bring the magic of the holiday to thousands of local children in need.
Starting November 2, pick up a stocking at any Argent branch, fill it with toys, toiletry items, or art supplies, and return it to Argent by December 2.
Our Mobile App and Online Banking are available 24/7!
Convenient Anytime Access
Access your account how and when it’s convenient for you! OurOnline and Mobile Banking platforms ensure you can bank whether you’re at home or on the go. Enjoy 24/7 access to commonly used banking functions. It's convenient, free and secure! Not enrolled? Click here to get started. For Mobile Banking, download the Argent App in the App Store® or Google Play™.
1Access to funds for Get Paid Early can be up to two days prior to the date of scheduled payment and is dependent on submission of direct deposit by payer.
2$100 deposited, 90 days from account opening, into the new Argent Checking Account with a Debit Card and a minimum Direct Deposit of $500 per month for two months. Debit Card and Direct Deposit requirements must be met within the first 90 days. Offer expires December 31, 2026. Member eligibility is required.
3Balance transfers, cash advances and equivalents, fees, interest charges, or disputed or fraudulent transactions do not qualify as purchases and will not earn cash rewards. There is no limit to cash rewards, and cash ($25.00 balance or greater) will be automatically distributed to the account statement on a quarterly basis. Membership eligibility required. Offer subject to credit approval.
43.49% fixed Annual Percentage Rate (APR) for the first twelve months. Thereafter, variable APR adjusted quarterly based on Wall Street Journal Prime Rate (index) +/- 0.25 a margin for the life of the loan. The current APR as of August 1, 2026, is 6.50% APR, which includes a -0.25 margin and loan to value <=80%. The maximum rate of 18% APR. Rates and terms will vary depending upon loan-to-value and credit qualifications. An introductory offer is not available for refinances of existing Argent home equity loan/line of credit. Not available for home purchase or investment properties. No closing costs. If you close your line of credit within thirty-six (36) months, you will be required to reimburse the Credit Union for closing costs paid on your behalf. These fees generally total between $400 and $1,000. If you ask, we will provide an itemization. Limited time offer. Member eligibility required.
Argent Credit Union, PO Box 72, Chesterfield, Virginia 23832, United States, 804.748.9488
