Your Summer 2023 Credit Union Newsletter

Certificate Special

Whether you’re adding to your retirement income, or building your savings, a Certificate from Argent is a risk-free way to grow your money.

5.15% APY¹ 9-Month Certificate

Just a $500 minimum opening deposit is all that's needed. Open your certificate today!

Adjustable Rate Mortgage

Our Adjustable Rate Mortgage (ARM) is designed to make homeownership more accessible. You could benefit from a lower initial interest rate and monthly payment compared to a Fixed Rate Mortgage. With our ARM, your rate and payments remain unchanged for the first five years, giving you peace of mind.  And, there's no need for private mortgage insurance (PMI).  Start building your future with confidence.

Money Market Accounts

Take your financial goals to new heights with an Argent Money Market Account. Whether you're dreaming of a bigger home or starting your own business, your savings should grow alongside your aspirations. With our Money Market Account, you'll earn higher interest than a regular savings account, rewarding you for your diligent saving habits. Enjoy the benefits of no monthly fees, dividends on balances of $1,000.00 or more, and convenient access to your money with 6 free withdrawals per month. Plus, our tiered interest rates mean the more you save, the more you'll earn. Start building your future today.

VISA® Cash Rewards Card

Elevate your financial game with our VISA® Cash Rewards credit card. Get ready for a world of perks, including 2% cash back² with no limits, a low variable rate starting at 14.74% APR³, and zero liability for fraudulent transactions. Experience the power of saving on interest and fees while enjoying the rewards of a credit card built for a vibrant lifestyle - apply today!

RVA Duck Race & Festival of Inclusion

Argent is proud to be a sponsor of this year's Duck Race & Festival of Inclusion hosted by the Autism Society of Central Virginia (ASCV). ASCV's Festival of Inclusion is a sensory-friendly festival designed to include and accommodate individuals with autism and other developmental disabilities. There will be fun activities for the whole family, as well as some highlights of the incredible work that the ASCV and fellow local organizations do. The festival will be held on Brown's Island from 11 AM – 4 PM on August 5, 2023, and will include music, family activity zones, vendors, food, and so much more! We hope to see you there!

GreenPath Financial Wellness

Ensure your financial well-being at every stage of life with the comprehensive services offered by our trusted partner, GreenPath Financial Wellness. As a valued member, you gain access to personalized financial counseling delivered by certified experts who understand your unique situation and help you create a tailored plan to meet your goals. Whether you're a young professional starting your financial journey or a seasoned individual seeking to manage debt, GreenPath can help you confidently navigate financial challenges and seize opportunities.

Holiday Closings

All Argent offices will be closed on Tuesday, July 4 for Independence Day and Monday, September 4 for Labor Day.

Investments & Retirement

Preserve Your Family's Financial Future

Between balancing work, family, and other obligations, there's often little time left in our hectic schedules to fit in even one more additional task. But as you go about your daily activities, stop for just a minute to think about everything you do, why you do it, and the people you are doing it for.

Non-deposit investment products and services are offered through CUSO Financial Services, LP (“CFS”), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Convenient Anytime Access

Access your account how and when it’s convenient for you! Our Online and Mobile Banking platforms ensure you can bank whether you’re at home or on the go. Enjoy 24/7 access to commonly used banking functions. It's convenient, free and secure! Not enrolled? Click here to get started. For Mobile Banking, download the Argent App in the App Store® or Google Play™.

¹APY=Annual percentage yield. Rate effective as of 7/3/2023 and subject to change without notice. Automatic renewal to 12-month term at the current dividend rate in effect. $500 minimum opening deposit. Argent reserves the right to end or modify this offer at any time. A penalty will be imposed for early withdrawal. Additional restrictions may apply.

²Balance transfers, cash advances and equivalents, fees, interest charges, or disputed or fraudulent transactions do not qualify as purchases and will not earn cash rewards. There is no limit to cash rewards, and cash ($25.00 balance or greater) will be automatically distributed to the account statement on a quarterly basis. Membership eligibility required. Offer subject to credit approval. See argentcu.org for details. 

³Annual Percentage Rate (APR) for purchases is 14.74% – 18.00%. Annual Percentage Rate (APR) for balance transfers is 16.74% to 18.00%. Annual Percentage Rate (APR) for cash advances is 16.74% to 18.00%.