Ready to move up to more space? Our mortgage team makes it manageable, with competitive rates, local decisions, and people who answer the phone. Already own a home? A Home Equity Line of Credit puts your home's equity to work for renovations, tuition, or consolidating higher-interest debt, with a great 3.49% APR* intro rate and variable rate thereafter of 6.50% APR* interest only on what you use.
Need a reliable ride for the family or a second car for the household? With rates as low as 4.24% APR,** Argent members can often save compared to dealer financing. Already have an auto loan elsewhere? Ask about refinancing with us to lower your monthly payment.
Between the mortgage, the kids, and everything else, your emergency fund should be pulling its weight. An Argent Money Market Account (MMA) earns a competitive rate while keeping your money within reach when life happens.
This year marks a major milestone: Argent turned 70. Since June 12, 1956, we've grown right alongside the members and community we serve, while staying true to the idea we started with, that this credit union belongs to you. Thank you for being part of the story.
Argent Credit Union branches will be closed on the following dates:
Independence Day: Saturday, July 4, 2026 Labor Day: Monday, September 7, 2026
Our Mobile App and Online Banking are always open 24/7!
Annual Meeting Highlight
Meet our 2026 Scholarship Winners
At our recent Annual Meeting, Argent awarded $10,000 in scholarships to four graduating high school seniors to help with their continuing education.
Congratulations to all four! These awards are made through the Rose E. Baggerly Rising Leaders Scholarship, the Ruby A. Robinson Scholarship, and the Partners Financial Legacy Scholarship, each honoring decades of dedicated service to Argent and our community.
Nia H. (Lloyd C. Byrd High School) → Hampton University, Business Administration
Caitlyn O. (Richmond Christian School) → Elizabethtown College, Occupational Therapy
Natalie F. (Thomas Dale High School) → College of William and Mary, Linguistics
Jacob B. (Glen Allen High School) → Hampden-Sydney College, Civil Engineering
Convenient Anytime Access
Access your account how and when it’s convenient for you! OurOnline and Mobile Banking platforms ensure you can bank whether you’re at home or on the go. Enjoy 24/7 access to commonly used banking functions. It's convenient, free and secure! Not enrolled? Click here to get started. For Mobile Banking, download the Argent App in the App Store® or Google Play™.
*3.49% fixed Annual Percentage Rate (APR) for the first twelve months. Thereafter, variable APR adjusted quarterly based on Wall Street Journal Prime Rate (index) +/- 0.25 a margin for the life of the loan. The current APR as of February 1, 2026, is 6.50% APR, which includes a -0.25 margin and loan to value <=80%. The maximum rate of 18% APR. Rates and terms will vary depending upon loan-to-value and credit qualifications. An introductory offer is not available for refinances of existing Argent home equity loan/line of credit. Not available for a home purchase or investment properties. No closing costs. If you close your line of credit within thirty-six (36) months, you will be required to reimburse the Credit Union for closing costs paid on your behalf. These fees generally total between $400 and $1,000. If you ask, we will provide an itemization. Limited-time offer. Member eligibility required.
**APR = Annual Percentage Rate. Effective 10/10/2025. All loans are subject to credit approval. Loans must be funded within 30 days of application with Argent Credit Union to be eligible. Existing Argent auto loans are not eligible for the offer. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, collateral with a loan-to-value (LTV) of 125% or less, and a 0.25% discount for an automated payment method approved by Argent. Offer excludes commercial vehicles. Regardless of available discounts, 4.24% is the minimum APR offered. Minimum and maximum loan amounts apply. Ask us about other APR and longer-term options. Contact us for specific terms, rates, and available discounts. Programs, rates, terms, and conditions are subject to change without notice. Repayment example Car/Truck/SUV/Motorcycle based on a $30,000.00 loan: $680.60 at 4.24% APR with a 48 month term; $513.82 at 4.49% APR with a 66 month term; $479.54 at 4.74% APR with a 72 month term; $454.66 at 5.24% APR with a 78 month term; and $430.96 at 5.49% APR with an 84 month term. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors. Non-member applicants must meet Argent Credit Union membership eligibility requirements and must become a member prior to or concurrent with loan funding.
Argent Credit Union, PO Box 72, Chesterfield, Virginia 23832, United States, 804.748.9488
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