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Share the best place to bank with your friends and family!  When you refer your friends and family members to Argent, you get $50 for making the referral and they get $50 for becoming a member*.

All they need to do is:

  1. Open a Checking Account with a debit card and direct deposit
  2. Sign up for online banking and E-Statements
  3. Complete 10 debit transactions within 60 days

Referring is easy!


Fill Out the Form

Enter a few pieces of information about your referral and we'll take it from there.

Your Referral Becomes a Member

When your referral opens their Account, they'll have access to all the benefits of being an Argent member.

You Get Paid

You get $50 as our thank you for helping grow our community and they get $50 as a welcome to our Credit Union

FREQUENTLY ASKED QUESTIONS

How do I know if my friend is eligible to join?

There are several ways that your friend can qualify for membership at Argent:

  • Live, work, attend school, worship, or volunteer in the Counties of Chesterfield, Henrico, Hanover, and the City of Richmond
  • Are an immediate family member or housemate of an eligible individual
  • Are at least 18 years of age and
  • Are a U.S. Citizen or U.S. Resident Alien

As long as your friend meets those criteria, they can join!

If my friend opens an account but doesn’t qualify, do I still get my $50?

No - unfortunately, your friend has to qualify for both of you to receive the $50. While we wish everyone you referred would qualify, sometimes they don't. 

How do I enroll in Direct Deposit?

Signing up for a direct deposit is quick and easy. It takes a one-time setup, and then you never have to worry about it again. Here are the three steps:

  • Complete our Direct Deposit Enrollment form by printing it and writing your information at the top or by filling it out online.
  • Give the completed form to your employer or payer, who might be a government agency like the Social Security Agency.  It provides all the information they’ll need to get your direct deposit set up. You can submit this form by email, in-person, by fax, or by mail.
  • Keep an eye on your account. It might be one or two paychecks before you see your first direct deposit, but they’ll be regular after that.

And don’t worry- this doesn’t mean you won’t get paid for one or two pay periods while you wait. It just means you might get a paper check until your payee can get the direct deposit setup.

Get Started With Direct Deposit

Direct Deposit FAQs

How do I get in touch with someone if I have further questions?

We appreciate hearing from you, whether you have a question or suggestion. You may contact us by one of the following methods:

Member Services:
Monday – Friday 8:00 a.m. – 6:00 p.m.
Saturday 9:00 a.m. – 12:00 noon
804.748.9488
800.943.3328 (toll free)
804.748.5441 (fax)
Audio Response:
24 hours/7 days a week
804.275.6259
800.227.2068 (toll free)
Lost/Stolen Debit Card:
24 hours, 7 days a week
800.472.3272 (toll free)
973.656.2345 (international)
Lost/Stolen Credit Card:
24 hours, 7 days a week
866.820.5804 (toll free)
Credit Cardholder Assistance:
24 hours, 7 days a week
866.820.5804 (toll free)
VISA:
24 hours, 7 days a week
800.449.7728 (toll free)
VISA PIN Change:
24 hours, 7 days a week
888.886.0083 (toll free)

Mail:
P.O. Box 72
Chesterfield, VA 23832-0001

E-Mails:

Argent would like to request that you do not provide personal or account information through public email or submit any personal information that would compromise your identity.  This would include your account number, social security number, credit card numbers, PINS, or passwords.   Please use the form to the right to send us an email as long as none of the above-mentioned information is included.   The credit union will not respond to emails that contain personal information.

Other Options:  Please log onto Online Banking and use the Support link to send us a secure email.   You may also call Member Services at the number provided above.

*Refer a Friend Qualification Requirements: New member must join Argent and open a Checking Account with Debit Card and Direct Deposit and present completed Referral Form or use the referral link provided to establish a Membership Savings and Checking Account. As a condition of membership, new member must maintain a savings account with a minimum balance of $5. New member must also enroll in online banking and have at least 10 debit card purchases within 60 days of account opening. After meeting the qualification requirements, $50 will be credited to both the new member and the referring member’s account. There are no limits to the number of referrals per member. Limited time offer. Argent Credit Union may report the value of any money received from promotional offers to the Internal Revenue Service as required by law. Terms and conditions subject to change without notice.